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>> When I was working for a major oil company, my healthcare premiums were somewhere around $400/month but it was excellent insurance.Now, we both are on Medicare with the KelseyCare Advantage plan. We only pay the $100/month each (give or take) to Medicare and KelseyCare handles all of the paperwork. Â The copay to see our PCP is $5. To see a specialist is a $20 copay. Â Of course, only Kelsey Seybold accepts this plan but all of our doctors were at Kelsey Seybold already. Â Of course, if we move away from Houston, we will need to change Advantage plans.We pay extra for a Medicare Supplemental plan in case of major illness and to get a Part D prescription drug coverage. Â KelseyCare offers Part D coverage, but they offer several levels for different costs. Â The problem is that you have to use a Kelsey Seybold pharmacy. They also don't have drive-up windows. That would not be very convenient with the Kingwood KS closed due to flooding. Â With our Part D coverage, we can use Walgreens or CVS. Â At CVS, we can get 90 day prescriptions filled.I highly advise anyone on Medicare to look into Medicare Advantage plans. Â My father and older sister were on a Humana Advantage plan in Baton Rouge and they were both happy with their plans.I am so glad that I don't have to deal with ACA. Â A good friend just retired in Baton Rouge but is too young for Medicare, so he will have to face ACA for a few years.
@Retired_Engineer:
Thank you so much for this info. I will be 65 next year and was actually looking at Kelsey-Seybold. But after they flooded where do you go?
@luv2eatsushi:  There is a Kelsey Sebold clinic named Summer Creek on the Beltway west of Wilson Road.  It's fine for doctor's appointments but I have to have frquent blood tests and it's a bit of a pain to drive there for 5 minutes.  I certainly hope they reopen the Kingwood clinic soon but I heard it was still months away.  If you look up Kelsey Seybold on the internet, you'll see they have numerous clinics all over Houston.  Other than Kingwood, the closest is Summer Creek, the next is in Spring.  Their main clinic/campus is just west of the Medical Center.  Our PCP was at Kingwood and is temporarily at Summer Creek.  They have Specialist that see patients outside of the main clinic for 1 or 2 days each week.  I see my Cardiologist at Spring and my Endocrinologist at Summer Creek.  It beats the drive to the main clinic!Kelsey Seybold is partnered with St Lukes, which is a great hospital.  The main one is in the Medical Center, plus they have one in the Woodlands.
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