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>> Why do people still carry and use credit cards?
@Stealth83:
Points, miles, protection..its safer than carrying cash. If you lose a $100 bill..youve lost $100 and spending it nets nothing. I wonder why people use cash at all.
@BooBear:
I use only gift cards purchased from one location with one card. Keeps me on budget and i still get all the points you mention plus bonus gas points from buying gift cards at kroger.
I wonder why people are careless.
@Stealth83:
I dont need a gimmick to stay on budget but I can see how that may help some people. What happens if you lose your gift card? You also get extra coverage from breakage on a credit card, discounts...
Did you know gift cards are a multibillion dollar money maker for retailers? People forget about them, they leave a small amount, etc. I'm sure you don't though.
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