Melissa Rae Lanier is a debt relief attorney with more than a decade of experience, helping clients file for bankruptcy under the United States Bankruptcy Code. She also helps her clients with probate and estate planning.
Melissa graduated with honors with a BA degree from the University of Houston, Clearlake in 2001 and graduated magna cum laude from Thurgood Marshall School of Law in 2006.
"With more than a decade of experience, I am here to help people with their debt problems and file for bankruptcy under Bankruptcy code. In my professional career, I have come across people and businesses facing the same financial difficulties as you are facing right now. It is crucial to understand that you are not alone and this is just a stepping stone in your financial path. Do not hesitate to contact me for a free consultation. " Melissa Rae Lanier
Bankruptcy laws offer relief to individuals who find themselves in financial difficulty. This relief is known as a “ fresh start.” Different chapters of bankruptcy offer different types of relief, and when I meet with you, I will help you determine which chapter, if any, is right for you.
During the consultation, we will discuss your income, your financial obligations and your asset structure. Visit my website to learn more and see what documents are recommended.
Areas where bankruptcy may be able to provide some relief:
Home Foreclosure Wage Garnishment Credit Card Debt IRS Debt Student Loans Lawsuits Vehicle Repossession Medical Bills Payday Loans Property Tax
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When should a business consider filing bankruptcy?
There are various chapters of bankruptcies available to partnerships and corporations as well as other business entities. However, Chapter 7 and Chapter 11 are the two more commonly filed business bankruptcies. When a business is unable to meet its financial obligations, it may be time to consult with a bankruptcy attorney. It is always better to be proactive and find out what options are available before the business is facing lawsuits, judgments and potentially a loss of assets.
Many Americans need help resolving their debts, and a debt relief attorney can help. According to the Brookings Institution, close to 30 percent of all student loan accounts and three percent of all credit card accounts are in delinquent status. What follows are collection calls, judgments and sometimes lawsuits. A debt relief attorney’s job is to help debtors resolve these issues, and help their client get back on track with solutions like bankruptcy.
What Can A Debt Relief Attorney Do For Me?
A debt relief attorney knows exactly how to push back against aggressive debt collectors and ensure those collectors don’t overstep their legal boundaries.
Visit my website to see what an attorney can do for their clients.
Probate & Estate Planning
As your estate planning attorney, I appreciate that your primary concern is to provide for your family. My services give you the peace of mind that comes from knowing your careful estate planning will help to support your family. Prearranging the course of your financial affairs eases the burden you and your family feel as you face other crucial end-of-life decisions.
I offer personalized service that meets the individual needs and goals of each client. I help you develop the legally binding plan that best protects your assets and your family’s future.