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Can this be true? Can insurance cost for 21 year old daughter - Page 2



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I wonder if I should call Geico?


Aug 9, 2012 - 08:38 pm
Zokomo
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I wonder if I should call Geico?



@Zokomo:

When I was originally looking they were pretty expensive. I do not know why they want so much for her, even when I was younger it was not that much and I have always had full coverage.  Who gave you that quote?


Aug 9, 2012 - 08:43 pm
hgmag
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Farmer's


Aug 9, 2012 - 08:55 pm
Zokomo
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I called about adding my daughter's 1991 (21 year old car), who is also 21 years old...lol.  My insurance wants to add $1200 a year ($100 a month) for LIABILITY on a 21 year old car, for my 21 year old daughter.  This is crazy!!!!!!I am calling around to other insurance companies tomorrow...



@Zokomo: Try Kemper insurance I have full coverage on my 2007 car and I am 21 also, It is just me on there and I pay 89 a month. 



@hgmag:

You are only 21?!


Aug 9, 2012 - 09:29 pm
lola
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I called about adding my daughter's 1991 (21 year old car), who is also 21 years old...lol.  My insurance wants to add $1200 a year ($100 a month) for LIABILITY on a 21 year old car, for my 21 year old daughter.  This is crazy!!!!!!I am calling around to other insurance companies tomorrow...
@Zokomo: Try Kemper insurance I have full coverage on my 2007 car and I am 21 also, It is just me on there and I pay 89 a month. 
@hgmag: You are only 21?!


@lola:
Yup.

Aug 9, 2012 - 09:33 pm
hgmag
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I added my 16 year old daughter to my policy from Liberty Mutual in March when she got her license - no car - was $1100 a year

Aug 9, 2012 - 10:01 pm
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Man yall should try Kemper the are cheap and offer a lot of discounts. Mine is cheap because I have the good student discount, no tickets ever, and I have a dash cam which was only 70 bucks, but worth it. Some idiot tried to back into my car at a stop light, turns out it is a common scam, I was able to back out and drive into the next lane, but after that I decided I need one of those cameras.

Aug 9, 2012 - 10:08 pm
hgmag
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Just got a quote from 21st Century for $101a month! Shoot! I think I will call Kemper Insurance Monday.

Aug 10, 2012 - 07:29 pm
Zokomo
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@hgmag:

Are you in Harris County? My daughter is at UT Austin. I wonder if Austin is any cheaper?

Aug 10, 2012 - 07:31 pm
Zokomo
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Zokomo - did you tell the insurance company that the car is mainly in Austin? My 21 year old son is at UT and has a car there. His insurance is roughly 59.00 a month!

Aug 10, 2012 - 08:44 pm
jls2
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I have two daughters.....Try Hubbards Insurance in Humble - Atascocita.....on 1960.  They were always
reasonable with both girls....talk to Molly.

Aug 10, 2012 - 10:51 pm
Ann2800
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@hgmag: Are you in Harris County? My daughter is at UT Austin. I wonder if Austin is any cheaper?


@Zokomo:

Yeah I am in Harris county. When I was in college station it was even cheaper and the way people drove out there was just scary, Austin may be cheaper who knows, lets hope it is. 

Aug 10, 2012 - 11:13 pm
hgmag
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Thank you all! I will be making calls on Monday. I didn't tell them she was in Austin.

Aug 11, 2012 - 07:28 am
Zokomo
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If your daughter is 21, I assume she has been driving for about 3-4 years already?  If so, what is her driving record - that will dictate the rate being much higher.  I added my daughter at 16 when she got her license for about $70 month more.  After couple of fender benders, and within a year or so it went to $200 month more.  Either way, you should expect to pay $75-100 month for liability only.  The age of the care makes no difference for liability.  That is the major cost of the policy, not collision or comprehensive.  Collision and comprehensive come into play for the age of the car.  I have been with GEICO for about 10 years and their rates are competitive but the outstanding service is what keeps me with them.

Aug 11, 2012 - 09:51 am
manhunter
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I called about adding my daughter's 1991 (21 year old car), who is also 21 years old...lol.  My insurance wants to add $1200 a year ($100 a month) for LIABILITY on a 21 year old car, for my 21 year old daughter.  This is crazy!!!!!!
I am calling around to other insurance companies tomorrow...


@Zokomo:

My insurance for a 1991 Honda Civic started at $165 a month... only after having it for a year did the cost go down. I am 26 now... once a child gets past the 25 year range insurance drops significantly... it's because she's still a 'dependent" until 25, married or with child... sucks but true...

Aug 11, 2012 - 10:59 am
rmille34
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