Isn't that a shame? (Obamacare) So much for it being "affordable", when it even works.  Ugh - I'm just going to bite my tongue here - but not too hard bc even with my good employer-supported health plan, it's going to cost me $$$. Anyhow, do either you or your spouse own a business - even a small one? I know being a member of a local Chamber of Commerce allows you into a health plan.  I just did a quick google search and came upon this page:
www.ehealthinsurance .com/ I tested it out with my family info (3 young kids under the age of 6, spouse who smokes...) It quoted me at plans starting at $614 and quoted for Aetna and BC/BS Texas. Note: I didn't take the time to look further into these plans, but that is what I would expect to pay. My employer-based insurance is at least that per year (if not more), actually, with deducitbles. (I think everyone has a deductible nowadays.)  Good luck - and I'm sorry you're facing this. 4951