we learned along time ago to always "pay your self 1st", just put a few dollars away every pay day & do not touch it EVER , by the end of the 1st year it will look pretty sad , but then by the 2nd & 3rd years it starts to build interest & looks pretty good . The key is not to touch your little savings & pretty soon it will become something that you are proud of & that you do not want to touch ....been doing this since I was 38 & I'm almost 70 ...it works if you only stick to it .
@WJo: Build Interest??? Â
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