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>> Per HCAD here are the owners, if anyone knows them
Owner Name &
Mailing Address: MCLAURIN KATHLEEN CHAPMAN & ALAN
2810 CANAL RD
DELAND FL 32720-8703
@dac1842: Seems they've owned the FL house since Sept 2012. I wonder why they never did anything with their house here, like try to sell it.
@ctl74:
May have just used it for collateral for a FL home. If I had a lot of equity in a home (and increasing appraisal helping), I'd have a hard time letting it go. It's a safe investment to borrow against regardless of what happens with insurance policies acting as a bailout. Banks do the same thing...if they're upside down on a foreclosure it's hitting the market...if it shows up as an asset, it'll sit on the books.
@podunk: Looks like they did a cash-out refi in 2006 for around 185K, and the house is currently appraised at $166K so it's possible they are either in the process of letting it go or they just have some really crappy renters. If they are getting their monthly rent checks and no repair complaints then they might have no idea what is going on, and writing them a letter to alert them of the situation might be a good idea.
@Maisey1:
Who knows..I took it as being abandoned instead of renting. You can get pretty creative on the equity loans. We did one in '11, no intention of letting the place go.
@podunk: I would think that too, but they removed their homestead when they moved in 2012 so I would assume they turned it into a rental. I can't image letting a house go if it's a rental, especially since they can probably get more than enough to cover the mortgage these days. No notices of foreclosure are on record yet, so who knows what is going on, and unfortunately, even the homeowner might not be aware of the situation.
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