Don't miss what's happening in Kingwood
People on Kingwood.com are the first to know.
Go to top of page
Close
 
Close
Back
* CONTEST TODAY: 24 Hours Only - Win a $25 Gift Card to Panera Bread!  Ends in 21 hrs Read more »

I'm scared

I'm scared

12»
« Back
This discussion has been locked.
Message Menu
by: Nicole4647 Active Indicator LED Icon 2 OP 
~ 8 years ago   May 7, '15 7:28pm  
Today I received our loan disclosures for the house we close on tomorrow. We were suppose to close on the 28th but the mortgage company screwed up. Now I'm terrified because we have never owned a house before. I'm use to everything from changing the filters to the yard work being done for us. I'm afraid I'm going to forget to do something and cause thousands of dollars in damage. Was anyone else scared the day before closing on their first house? Is it normal? I guess I just need reassurance that it'll be ok and it's not as hard as I think it will be. What are some major things that if I forget to do can cause problems? Any 1st time home buyer tips? 4951
* Reactions disabled on political threads.
What are your thoughts? Log in or sign up to comment
Replies:
Message Menu
friday1 Active Indicator LED Icon 9
~ 8 years ago   May 7, '15 7:32pm  
Its actually a blessing to finally own a home. Hope your neighbors are cool. As far as maintenance issues mark a calender or set you phone to go off. Date your filters with a marks alot. 4951
* Reactions disabled on political threads.
Message Menu
tatertot58 Active Indicator LED Icon 15
~ 8 years ago   May 7, '15 7:39pm  
It's a big step.  I am not sure there are routine items that can cause thousands of dollars in damages unless you forget to turn the water off.  You will get into a routine and a calendar is a good idea. 4951
* Reactions disabled on political threads.
Message Menu
friday1 Active Indicator LED Icon 9
~ 8 years ago   May 7, '15 7:39pm  
Remember the 1% rule will your house rent for 1% of what its worth $100000 rent $1000 per monthIf it cant you are over your head. I call and check rent prices when people put a house up on the street. I would buy flood insurance for the first five years. If you have new appliances they have warrantys. Some water heaters are in the attic.If you have a old heater I would change it out. 4951
* Reactions disabled on political threads.
Message Menu
Nicole4647 Active Indicator LED Icon 2 OP 
~ 8 years ago   May 7, '15 7:44pm  
All our neighbors are cool so far. Only reason I say so far is there are 5 vacant lots and 3 unsold houses on our street. My husband is a disabled vet and so is our neighbor. His neighbor already invited us over. Most people on our street are in their 30s and were in our mid 20s so everyone should get along...lol. I'm worried also about checking the roof and things like that. Water heater busting, ac maintenance, major issues we don't know to look for. Like the furnace, I don't even really know what it is or does. The house is brand new so I don't know what it'll rent for but I would expect over 1%. I feel like I'm having a mid life crisis. 4951
* Reactions disabled on political threads.
Message Menu
friday1 Active Indicator LED Icon 9
~ 8 years ago   May 7, '15 7:49pm  
Actually your ahead of the the pack. Renting sucks I like full control. Buy a riding lawn mower or hire a crew.. I found free lawnmowers in the garbage around here. Really hasn't cost me much to keep the yard up except the gas. Look on HCAD.org and see what year it was built. Water heaters last 15 to 20 years especially rheem. Whirlpool Kenmore is top dog for all appliances. 4951
* Reactions disabled on political threads.
Message Menu
landlady Active Indicator LED Icon 2
~ 8 years ago   May 7, '15 7:56pm  
I was scared to death. We bought our first house when I was 21. We our on our fourth home. Its scary but its worth it. You will be fine. Life's a dance you learn as you go. You will figure it all out. Congratulations! 4951
* Reactions disabled on political threads.
Message Menu
Fallon Active Indicator LED Icon 18
~ 8 years ago   May 7, '15 8:02pm  
Removed By Request 4951
* Reactions disabled on political threads.
Message Menu
tatertot58 Active Indicator LED Icon 15
~ 8 years ago   May 7, '15 8:13pm  
There are lots of easy online resources.  Here are a few:http://www.popularmechanics.com/home/interior-projects/how-to/a3705/4290864/http://www.artofmanliness.com/2013/10/08/keep-your-house-in-tip-top-shape-an-incredibly-handy-home-maintenance-checklist/http://www.moneycrashers.com/diy-home-maintenance-tips-ideas/http://www.houselogic.com/maintenance-repair/ 4951
* Reactions disabled on political threads.
Message Menu
SandyKnee Active Indicator LED Icon 12
~ 8 years ago   May 7, '15 8:19pm  
[ Removed By Request ] 4951
* Reactions disabled on political threads.
Message Menu
silly123 Active Indicator LED Icon 13
~ 8 years ago   May 7, '15 9:22pm  
Removed By Request 4951
* Reactions disabled on political threads.
Message Menu
beastmode Active Indicator LED Icon 12
~ 8 years ago   May 7, '15 9:49pm  
If you are that concerned you will be fine. I thought I had it all covered and withing 5 years it seemed like everything broke; hot water heater, dishwasher, roof leaking. We also have a central vac that went out. Things are going to break. You fix it then something else breaks, constant battle. Just start setting some cash aside if you have not already for that stuff that way it's not nearly as painful and replenish it if you spend it on repairs. I keep my repair cash in this CIT bank at 1% interest, not keeping up with inflation but if I need it I can pull it at anytime with no penalty. Also stay away from that home warranty crap insurance. You can research it yourself, big rip off.   4951
* Reactions disabled on political threads.
Message Menu
Fallon Active Indicator LED Icon 18
~ 8 years ago   May 8, '15 6:26am  
Removed By Request 4951
* Reactions disabled on political threads.
Message Menu
Francita Active Indicator LED Icon 17
~ 8 years ago   May 8, '15 6:33am  
1)Make sure you know where all your water cut off values are. There is a main going into the house and I think these new homes have values for each pipe running through your house.
2) locate and mark your breakers
3) know how to turn off the gas
 
Also, make sure BOTH of you know, not just him. 4951
* Reactions disabled on political threads.
Message Menu
bubbleyes72 Active Indicator LED Icon 18
~ 8 years ago   May 8, '15 7:54am  
Seriously, just use common sense.  You own it, take care of it.I keep a calendar in my kitchen and keep daily apts in that, and what events are going on at each of my sons schools.  And my oldest keeps his pet/house sitting schedule on it too.  Just put a star on the day of the month you need to change your filers.  Mostly, don't fill your house to the rafters with clutter, keep it clean, and keep up with regular work.  Unless you have a major storm, your roof should be fine for a min. of 15 years.  Your hot water heater close to the same.I use Insect Assassins to come out quarterly to spray my house.  I could do it myself, but it is faster, easier, and cheaper in the long run to use Mike.  And since I use him regularly, he will look for any issues that could cause damage long term, like mulch up against the foundation.  He told us this wasn't good, 10 years ago, so I had bull rock hauled in and put up against the foundation.  He also checks for termites on a regular basis too.  This is one issue I will always stay proactive on.  I use a regular yard crew, same guys for the past 10 years, because I'd rather pay $25 a week than get out there in 100 degree heat and do it myself.  And my yard is done weekly year around.  I don't always have them cut the grass, but in the winter they will keep the leaves out of the yard and off of my roof. Well worth $25 for that.A lot of people buy a house, and just never put money in it.  And then they go to sell it, and are surprised their home needs work.  A home is like a car, you always have to do something around the place.  Do the little things and keep it nice, and you will rarely ever have major issues.My a/c guy comes out and does a system check for me around this time of year.  I do this just to make sure all things are a go.  It is couple hundred dollars for both units.  A lot of people don't do this, and I don't know if really matters or not.  I just feel better doing itEmoticonCongratulations!  You are going to love  your new home.
 
@Fallon:
You always and I mean always give good sound advice/information!!! Makes me check my lists twice, thanks!!!
 
4951
* Reactions disabled on political threads.
Message Menu
bubbleyes72 Active Indicator LED Icon 18
~ 8 years ago   May 8, '15 7:58am  
@SandyKnee, the best plumber I have found, is Kenneth's Plumbing.  He advertises on KDC, and I think he even has a coupon here.  He is honest, and does not ever do work that is not needed.
 
@Fallon:
 
I too know of a good plumber, he's a master plumber and my cousin. I have referred him to most of my neighbours here in Kingwood and Atascocita, they were all pleased and liked his prices and work. 4951
* Reactions disabled on political threads.
12»
This discussion has been locked.
« Back to Main Page
Views: 3
# Replies: 20

Kingwood Mulch & Stone




Aire Serv of Kingwood Logo Northpark Animal Hospital Logo Elite Hospital Kingwood Logo T.A.P.S Home Repair & Remodeling  Logo Best Investments Siding & Windows Logo FullScope Pest Control Logo K's Autohaus Logo Megaton Brewery Logo Holy Comforter Lutheran Church Easter Sunday Logo The Framestead Group Logo JMP Wines Logo Club Z! In Home & Online Tutoring Services of Kingwood Logo Warren's Southern Gardens Logo Pride Plumbing, Inc.  Logo Rosati's Pizza Logo The Brass Tap Kingwood Logo Kingwood Pressure Washing, LLC  Logo Madd Roofing Logo
Sponsor an ad Sponsor an Ad »