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Some people just baffle me....

Some people just baffle me....

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by: djchavez0921 Active Indicator LED Icon 10 OP 
~ 9 years ago   Mar 26, '15 3:38am  
19 years old and will already be $60-70K in debt for one, ONE, year of college......and that will probably be for mainly her basics. "Dream school" or not, that's ridiculous, regardless of the change in the "quoted" price. And who gives a 19 year old a loan for that much for one year of schooling?? A few years from now she'll probably be one of those hollerin' for loan forgiveness because she can't afford to pay it back!
 
www.yahoo.com/news/s urprise-70-000-colle ge-bill-one-outraged -student-001443 4951
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Fallon Active Indicator LED Icon 18
~ 9 years ago   Mar 26, '15 7:02am  
Removed By Request 4951
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Safety44 Active Indicator LED Icon 5
~ 9 years ago   Mar 26, '15 7:18am  
Education is a great thing, and necessary to support success.
 
It's just a shame that some parents don't know the real definition of education.
 
I worked to pay for my college as I went. I have two grand daughters and two grand sons paying their own way now. Sure, we help where we can. But I believe the most valued lesson they are learning is "do it yourself whenever possible "
 
Had dinner with two of them last night and love that look of accomPlishment on their faces. 4951
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Stealth83 Active Indicator LED Icon 16
~ 9 years ago   Mar 26, '15 7:40am  
Removed By Request 4951
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WJo Active Indicator LED Icon 13
~ 9 years ago   Mar 26, '15 7:50am  
Both of my oldest daughters paid their own way thru college, my oldest is now back in college going for her Masters (she's 52) her boss told her if she had her Masters degree she could apply for & get the promotion she has been working towards . So she is working & going to school at the same time. When my kids were wanting to go to college I was a single parent & I told them I would match each dollar they paid towards their education , it was not going to be a "free ride " for 4 years.  Along with grants & writing to different businesses for donations to put towards their education they made it . It can be done if they work hard & have their education a main goal . 4951
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Stealth83 Active Indicator LED Icon 16
~ 9 years ago   Mar 26, '15 7:55am  
Removed By Request 4951
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allymansfield Active Indicator LED Icon 11
~ 9 years ago   Mar 26, '15 8:33am  
I went to school on a full ride for sports and academics. I worked my butt off to get there and I graduated with two undergraduate degrees. That being said, I went to a very expensive private college, somewhere to the tune of $65k per year back in 2000. Had I had to pay for all four years I would not have gone there. It blew my mind some of the crap kids were studying/paying for. It was also amazing how dumb the majority of them were. Not only academically but in life as well. Just clueless.
 
One girl in a class of mine was baffled that my roommate was going to drive home to Alaska for spring break and how I was joking with her about freezing to death on the drive or hitting a moose. You could see the utter confusion in this other girls eyes. Turns out she thought Alaska was an island next to Hawaii. No joke, this was an American girl, in college! I nearly fell off my chair. So you wonder why companies loan the money? Because they know stupid people like that will only pay the minimum balance and have the loan for 20+ years and they will make a huge spread on the loan in interest. It's actually good business on the part of the loan company. 4951
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djchavez0921 Active Indicator LED Icon 10 OP 
~ 9 years ago   Mar 26, '15 10:13am  
I've always told mine what I've always known to be a Dave Ramsey quote (so if it's not actually his, I apologize to the rightful owner!): you go to school to get a degree, not a pedigree. I don't know anything about NYU, so I'm not sure if it's a "prestigious" private college or a state school. Not that it makes a difference. For that kind of jack, I'd move to another state to find a cheaper school and probably STILL come out ahead! 4951
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alecktra Active Indicator LED Icon 10
~ 9 years ago   Mar 26, '15 10:20am  
I will never forget the talk my mom had with me when I told her I was going to UT & needed her to co-sign. She was fine with it, but sat down with me going over the line items, the loan amount, etc, and said "You are the one who's going to be responsible for this. Not me." All $48,000+ by the time I finished my degree. (I was young & wanted to go to Austin for not-the-best reasons).... I felt that ah-ha moment of adulthood when she went over all of that with me.
 
I decided I would stay home for my basics... Then I got my degree at UofH. I am SO GLAD she put that all on paper for me & that I didn't land in a mountain of debt. Who knows how differently my life would've turned out if I'd gone.... But everything happens for a reason & I'm glad things turned out the way they did. I continued to work to pay for classes & parents helped pay for books. Note: I am not a hard-line longhorn fan... I respect an A&M degree all the same Emoticon. That said, the cost of a college education is outrageously inflated IMO. 4951
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TheTruthHurts Active Indicator LED Icon 12
~ 9 years ago   Mar 26, '15 10:51am  
I applaud lots of my peers who worked their way through college. One is a physician so it was not cheap even when he was in college, he's in his late 40's now. Wife was a biology/science major and worked in lab testing and she paid for hers as well.It's ALL about perspective. You have to consider college just like you would buying anything else. Affordability is the main criteria. Can we Afford it? If you have to go into steep debt then you can't. It does not help that college fees are completely out of whack with what main stream Americans actually earn.Then there is this delusion about prestigious schools  (that parents even buy into as well as their kids), and what they do for you in the real world. It does look good on paper, and it may get you into a grea internship, until you start working and your accumulated work history trumps anything you did in college. It's pretty amazing that parents would lay on a train track  financially  for their kids to go a prestigious school. It sends an awful message to impressionable minds. But, this may be why these schools even exist, there is people willing to hock everything they practically own to say my kid went there!Not to mention not every kid even belongs in college. AND, there are numerous excellent trade schools and professions that you can train for and do very well without college...car mechanics, electricians, plumbers et al. I know someone whose kids are all brilliant students. One wants to go to a very prestigious university and was accepted and she got scholarships that pay for half. It's still 30k a year. And she got tons of scholarships for a local community school that pays for ALL of her fees and puts money in her pocket every month. Parents are against the prestigious school of course. Kid is currently not speaking to her parents, yet she thinks them taking out loans for 100k is ok. LOL.Sometimes, truth and wisdom  is exactly what an 18 YO needs regardless if they like it or not. A lesson college won't be teaching them. 4951
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GoldenGirl Active Indicator LED Icon 15
~ 9 years ago   Mar 26, '15 10:59am  
Both my boys did the first two years at a community college...  I had two 529 accounts (wish I had started them YEARS earlier)  Once those run out they know that they will need student loans.. I hope to be in a position to help them pay those off, but I won't go in debt or risk my retirement for it.  HUGE Ramsey fan here !~  OH YEAH they both also work jobs and pay for all of there own food, gas and whatever else they do in college.. lol 4951
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TheTruthHurts Active Indicator LED Icon 12
~ 9 years ago   Mar 26, '15 11:03am  
Both my boys did the first two years at a community college...  I had two 529 accounts (wish I had started them YEARS earlier)  Once those run out they know that they will need student loans.. I hope to be in a position to help them pay those off, but I won't go in debt or risk my retirement for it.  HUGE Ramsey fan here !~  OH YEAH they both also work jobs and pay for all of there own food, gas and whatever else they do in college.. lol
 
@GoldenGirl:
 

Right. CC is an awesome resource. And the way college fees are going and that the government has taken over the loans, they are going to be more and more practical. For anyone with a brain. Lol 4951
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topcat Active Indicator LED Icon 12
~ 9 years ago   Mar 26, '15 11:15am  
This fall, myself and two kids will be college students. One at Lonestar (wise decision), one at UNT (I tried to explain the student loans were his responsibility blah blah blah... but he still wants to go), and I'll be at U of H and working full time. Thank goodness for financial aid! No matter what the cost in time, money or effort, I'm proud of all of usEmoticon 4951
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CBP210 Active Indicator LED Icon 10
~ 9 years ago   Mar 26, '15 11:39am  
I got my Bachelor's in Criminal Justice and Masters in Public Administration and I am still paying for most of these college loans. I am working a lot of overtime to prevent my student loans from interfering with my family budget. 4951
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