@angiekaye....Recently, out insurance (healthcare) went up pretty significantly, and so Insperity came out to my husband's place of employment to explain the increases to all of the employees, (since they do the payroll, etc etc for the company....)....And basically said "There is NO such thing as a free lunch".........And then went on to break it down how Obama Care is the reason for the expense increase, and how my husband's company is just one of basically all of their clients seeing the cost increase........And when asked if changing insurance providers would help cut the cost, they said that the increases are across the board among providers.......As disgusted as I was with the rate / cost increase, it was at least refreshing to see that the representatives of Insperity were at honest about the reason for the price jump and didn't try to play the political correctness BS game....  4951